SBI Personal Loan is available at 11% p.a. for loans up to Rs 15 lakh and terms up to 8 years. SBI also provides pension loans up to Rs 14 lakh with terms of up to 8 years. And also provides pre approved personal loans with immediate loan disbursement.
SBI Personal Loan Interest Rate 2025
Following are the SBI Personal Loan Interest Rate 2025
– Xpress Credit
Here is the SBI Personal Loan interest rate-
SBI Personal Loan Interest Rate
Term Loan
11.00% – 12.50%
– Xpress Elite Scheme
Salary Account Holders
11.00% – 11.50%
– Xpress Lite Scheme
1.5% higher than the Xpress Credit scheme for all applicants.
State Bank of India Personal Loan 2025
Pre-Approved Pension Loans(PAPL)
11.15%
Send SMS to PAPL
Types of Personal Loans from SBI
1) SBI Pre-Approved Personal Loan
This pre approved personal loan is also known as the SBI Yono Pre approved Personal Loan, this is available to SBI savings account holders via the SBI YONO App. This pre approved personal loan is also known as the SBI Yono Pre-approved Personal Loan, It is available to SBI savings account holders via the SBI YONO App.
2) SBI Xpress Credit Personal Loan
SBI Xpress Credit is a personal plan available to SBI pay account holders to cover their personal needs. The amount for this loan scheme is Rs. 15 lakhs, with a tenure of 6 months to 8 years.
3) SBI Pre-Approved Personal Loan
Pre-approved fast personal loan plan is available to select consumers 48 hours a day, seven days a week, using the SBI YONO app.
4) SBI Real-Time Xpress Credit Personal Loan
YONO app provides fully digitized 24/7 and 365 days Xpress Credit personal loans with quick disbursement for government and defense wage package consumers.
5) SBI Quick Personal Loan
It is a personal loan for all salaried individuals who do not have an State Bank of India salary account.
6) SBI Pension Loan
The SBI Pension Loan scheme is available to central and state government retirees, defense pensioners These retirees might use the loan funds to meet their personal requirements.
