MobiKwik App Full Review And Loan Details
Loans up to Rs. 15L, UPI & Wallet, Recharges & Bill Payments, Credit Cards, FD
MobiKwik is India’s favourite app for instant loans up to ₹15 Lakhs, seamless UPI payments, and high-yield investments. Trusted by 18.6 Crore+ users, we provide a secure ecosystem for all your financial needs.
💰 Instant Personal Loans Get the funds you need with a 100% digital process.
– Credit Limit: From ₹30,000 up to ₹15,00,000.
– Instant Disbursal: Funds in your bank account in minutes.
– Tenure: Flexible repayment from 3 to 36 months.
– Interest Rates: Starting from 0.8% per month.
Sample Loan Calculation: Loan Amount: ₹50,000 | Tenure: 12 months APR: 16% p.a. | EMI: ₹4,537 Processing Fee (2%): ₹1,000 Total Repayment: ₹55,444
⚡ UPI & QR Payments Experience lightning-fast payments with India’s most versatile UPI app.
– Scan & Pay: Pay at any merchant QR code instantly.
– RuPay Credit Card on UPI: Link your card and scan to pay at any store.
– Money Transfer: Send money to any UPI ID, mobile number, or bank account.
– Self Transfer: Move funds between your own bank accounts effortlessly.
🚀 Pocket UPI The power of UPI without a bank account.
– No Bank Required: Use your wallet balance for UPI transactions.
– Clean Statements: Keep small daily spends off your bank passbook.
– Biometric Security: Pay via Fingerprint or Face ID – no PIN needed for small scans.
– Top-up option Limits: Load wallet via Credit Card, Debit Card or UPI.
👛 India’s Leading Digital Wallet
MobiKwik is India’s pioneer in digital wallet payments, offering unmatched speed and flexibility.
– Add Money via Credit Card: Use your credit card to load your wallet and manage spends.
– Transfer to Bank: Move your wallet balance to any bank account instantly.
– Widest Acceptance: Pay at 1 Million+ online and offline brands like Zomato, Swiggy, Flipkart, BigBasket, 1mg, Myntra & many more
– One-Tap Checkout: Enjoy the fastest checkout experience without waiting for OTPs.
💳 MobiKwik First Card A credit card for everyone, backed by a Fixed Deposit
– 100% Guaranteed Approval with no income proof.
– Earn up to 7.9% interest on your FD while you spend.
– The fastest way to build or improve your credit score.
📈 Wealth & Investments
– Fixed Deposits: Industry-leading returns up to 8.3% p.a.
– Invest in Bonds: Secure your future with stable returns on high-rated Bonds.
– Stock Tracking: Monitor and track your stocks and portfolio performance in real-time.
– Digital Gold: Buy or start a SIP in 24K pure gold from ₹10.
– LENS Spend Tracker: Track balances across banks and get smart insights.
📱 Utilities & Bill Payments
– Recharges: Instant mobile, DTH, and Data packs.
– Bill Payments: Electricity, Water, Gas, and FASTag for 300+ billers.
– Credit Card Bills: Instant settlement for all major bank credit cards.
Contact Us: One MobiKwik Systems Limited, Sector-53, Gurugram, Haryana 122003, India. 📞 080-69808686 | 🌐 www.mobikwik.com/help