Instant Online Personal Loans up to 3L. Quick Approval, No Prepayment Penalty.
FlexPay is an Instant Personal Loan App that provides customers with a loan of up to ₹3 lakhs online. FlexPay is a offering from Vivifi India Finance Pvt. Ltd., (N-09.00447), a non-banking financial company registered with the RBI.
Loan Interest & Fee Structure
Loan Amount: Up to ₹3,00,000
Interest Rate: 18% – 42%
Annual Percentage Rate (APR): 20% – 70%
Tenure: Up to 36 months
Processing Fee: Up to 4.25% + GST
Late Fee: Up to ₹150 per instance
Auto Debit Failure Fee: Up to ₹60 per instance
Prepayment Penalty: ₹0.00
Payment Example*
Approved Loan Amount: ₹1,00,000
Processing Fee: ₹5,000
Interest Rate: 39%
Tenure: 9 months
EMI Amount: ₹12,999.68
Annual Percentage Rate (APR): 52.41%
Total Interest Paid: ₹16,997.15
Total Repayment Amount: ₹1,16,997.15
FlexPay is an online personal loan app focused primarily on simplifying the life of users by offering superior features such as instant access to credit funds and a simple & quick loan application process.
Why use FlexPay?
Instant Credit Approval & Disbursal: Get access to instant credit
Credit Management: Check pending dues, review payment history,
No Hidden Charges
Get Funds Anytime, Anywhere
FlexPay online personal loan provides a quick digital credit solution. You can call it a quick personal loan app or an app that offers a quick loan. Avail instant credit, rewards, and more on FlexPay.
Documents Required for Verification:
✓ Identity Proof (Aadhaar / Driver’s License / Passport / Voter ID)
PAN card
✓ Address Proof (Driving License / Utility Bills / Aadhaar / Passport / Bank Statements / Voter ID)
✓ Net banking verification for validating your income
✓ Selfie/Photo
Eligible for a loan you must be:
An Indian Citizen
Above the age of 21
Having a minimum salary of ₹8,000
About Safety and Security
FlexPay is completely safe & secure. Information you share is encrypted and only used to verify your application.
The APR shown in the above example is based on an indicative payment schedule shared as part of the loan agreement. Customers have full flexibility to either follow the indicative schedule or make multiple withdrawals and payments at their discretion, including the ability to pay off the entire outstanding balance without any prepayment penalty.
Queries?
📧Mail: support@flexpay.in, 📱Call: +91-40-4617-5151
🏢Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana- 500008
