Bandhan Personal Loan Feature charges Apply Process 2025

Bandhan Personal Loan Feature charges Apply Process 2025

Experience the power of banking at your fingertips with the mBandhan app, a secure and user-friendly mobile banking application from Bandhan Bank Limited. With over 200 features designed to enhance your digital banking experience, the mBandhan app lets you bank anytime, anywhere, with ease and convenience.

Features

✓ Loan amount – ₹50,000 – ₹25,00,000

✓ Attractive rate of interest

✓ Flexible repayment tenure – up to 60 months

✓ Faster loan processing time with door step document pick up process

✓ Quick loan processing

✓ Part payment feature*

✓ Nil foreclosure charges on loan amount 10 lakh & above*

Rates & Charges

Salaried:

✓ Rates starting from 12.15% p.a (up to 3 years)

✓ Rates starting from 9.47% p.a (more than 3 years)

Self-employed professional / self employed non professional:

✓ Rates starting from 12.55% p.a (up to 3 years)

✓ Rates starting from 10.10% p.a (more than 3 years)

Salaried / self-employed professionals / self-employed non-professionals

Age:

✓ Minimum – for salaried individuals – 21 years; for self-employed – 23 years

✓ Maximum at time of loan maturity – 60 years for salaried; 65 years for self-employed

✓ Salaried – minimum 1 customer induced transaction is required in salary account on monthly basis

✓ SEP/SENP – minimum 1 debit and 2 credit transaction (customer induced) required on monthly basis or 12 credit transection in last 12months (In main account only).

Documents Required

✓ Identity & address proof – passport/driving license/proof of possession of Aadhaar number/voter’s identity card issued by the Election Commission of India/job card issued by NREGA duly signed by an officer of the state government/letter issued by the National Population Register containing details of name and address

✓ One recent photograph

✓ Last three months’ salary slip & salary account statement for salaried*

✓ ITR with computation & last 12 months main business account statement for self-employed*

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